Money & Payment Guide for International Visitors
Planning a trip to China? Prepare your travel money before you fly: how to exchange currency, withdraw cash from ATMs, set up tourist mobile payments, use your credit cards wisely, and budget your trip with confidence.
Start with Payment OptionsQuick Access Guides
The four questions almost every traveler asks before departure — answered in plain language.
Payment Methods Overview
Cash, cards, tourist Alipay and WeChat Pay — what actually works in hotels, restaurants, shops and transport.
Compare options →Currency Exchange Guide
Where and when to exchange money, typical fees, customs cash limits, and tips for getting a fair rate.
Read the guide →Mobile Payment for Visitors
Step-by-step tourist setup for Alipay and WeChat Pay, foreign card fees, and common errors to avoid.
Set up mobile pay →ATM & Cash Withdrawal
Which cards work, what fees to expect, daily limits, and how to find reliable ATMs in major cities.
Withdraw cash safely →Featured Guides
In-depth articles written for first-time visitors and frequent travelers alike.
Credit & Debit Cards Abroad
Where foreign cards are accepted, foreign transaction fees explained, and how to protect your card while traveling.
Card tips →Budget & Travel Cost Tips
A realistic daily budget, how to avoid unnecessary fees, tipping etiquette, and the tourist VAT refund process.
Plan your budget →Frequently Asked Questions
Quick answers: Can foreigners use Alipay? How much cash can I bring? Do I need to tip at restaurants?
Browse FAQs →Money Preparation Checklist
A simple pre-departure routine that prevents most payment problems travelers run into.
- Tell your bank your travel dates so your cards are not blocked abroad.
- Check your card's foreign transaction fee and ATM withdrawal fee before you leave.
- Install and verify your mobile payment apps while you still have access to your home phone number.
- Carry a modest amount of cash within the customs declaration limit as a backup.
- Save your bank's international support number offline in case a card stops working.
Search the Guides
Looking for something specific — fees, limits, setup steps? Search our articles.